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Unlock CCD2 Compliance with Real-Time Financial Intelligence

The new EU Consumer Credit Directive (CCD2) is raising the bar for responsible lending. Across Europe, lenders must now demonstrate stronger affordability and creditworthiness assessments, using accurate, up-to-date financial information rather than static credit files or self-reported data.

For many lenders, this creates a challenge: how do you meet stricter regulatory requirements without introducing friction, slowing down approvals, or increasing operational costs?

In this downloadable whitepaper, Kreditz explains how Open Banking and AI- powered transaction analysis enable lenders to comply with CCD2 while delivering faster decisions, better customer experiences, and more accurate risk assessments.

Inside the whitepaper, you'll discover:

  • What the new CCD2 requirements mean for lenders, fintechs, and BNPLproviders
  • Why real-time financial data is becoming essential for affordability andcreditworthiness assessments
  • How Open Banking helps replace manual document collection and outdated credit checks
  • Ways to identify over-indebtedness, hidden liabilities, and financial risk earlier
  • How AI-powered categorisation improves decision quality and auditability
  • Practical strategies for achieving CCD2 compliance without compromising conversion rates

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